I recently did the $200 bank bonus on the BB&T Choice Checking. I read about it on Doctor of Credit last year.

Anyways, it’s been long enough, so I was zeroing out the balance before closing. I forgot, though, that I had a bill payment scheduled, and I ended up overdrawn after the bank holiday on the 17th.

Between the monthly fees and the overdraft charge, I lost $124 of the bonus.

Big ouch.

Accidents may happen, but they are avoidable with wisdom. I was not wise this go ’round.