Tag Archives: Inactivity

Keeping Your CC Sock Drawer Fresh

Question: how often do i need to charge my cc to avoid inactivity?

Answer: To be safe, use your credit card at least once every three to six months. While some card companies allow a year or more of zero activity, others may close an unused account after six months, which can lower your available credit and hurt your credit score.

Best Ways to Keep a Card Active

Autopay in full: Keep your balance set to automatic monthly payments so you never pay interest.

Small recurring bill: Set a tiny monthly or streaming subscription (like $1 or a music app) to autopay on the card.

Occasional purchase: Buy a small item like a pack of gum or a cup of coffee every few months.

Basic MS

Annual or Bi-Annual plans available for $1.

https://payhip.com/b/dctZq